rhenusana sanmed24 — Thurgau
Thurgau: the sanmed24 model from rhenusana costs CHF 494.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 494.60, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 481.20 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 494.60 | CHF 460.00 |
| 500 | CHF 483.00 | CHF 449.20 |
| 1'000 | CHF 453.80 | CHF 422.10 |
| 1'500 | CHF 424.60 | CHF 394.90 |
| 2'000 | CHF 401.60 | CHF 373.50 |
| 2'500 | CHF 374.60 | CHF 348.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 357.90 | CHF 332.80 |
| 500 | CHF 350.00 | CHF 325.50 |
| 1'000 | CHF 323.90 | CHF 301.30 |
| 1'500 | CHF 300.00 | CHF 279.00 |
| 2'000 | CHF 273.20 | CHF 254.10 |
| 2'500 | CHF 241.90 | CHF 225.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 108.30 | CHF 100.80 |
| 300 | CHF 90.80 | CHF 84.50 |
| 600 | CHF 73.30 | CHF 68.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.