rhenusana sanmed24 — Schwyz
Schwyz: the sanmed24 model from rhenusana costs CHF 499.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 499.60, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 520.80 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 499.60 | CHF 464.60 |
| 500 | CHF 489.10 | CHF 454.90 |
| 1'000 | CHF 462.10 | CHF 429.80 |
| 1'500 | CHF 435.60 | CHF 405.20 |
| 2'000 | CHF 408.60 | CHF 380.00 |
| 2'500 | CHF 381.60 | CHF 354.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 379.70 | CHF 353.10 |
| 500 | CHF 370.70 | CHF 344.80 |
| 1'000 | CHF 348.20 | CHF 323.90 |
| 1'500 | CHF 325.80 | CHF 303.00 |
| 2'000 | CHF 302.70 | CHF 281.60 |
| 2'500 | CHF 280.20 | CHF 260.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.00 | CHF 116.30 |
| 300 | CHF 107.50 | CHF 100.00 |
| 600 | CHF 90.00 | CHF 83.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.