rhenusana sanmed24 — Region 2, St. Gallen
Region 2, St. Gallen: the sanmed24 model from rhenusana costs CHF 471.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 471.10, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 741.60 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 471.10 | CHF 438.10 |
| 500 | CHF 459.50 | CHF 427.40 |
| 1'000 | CHF 430.30 | CHF 400.20 |
| 1'500 | CHF 401.10 | CHF 373.10 |
| 2'000 | CHF 372.00 | CHF 346.00 |
| 2'500 | CHF 347.20 | CHF 322.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 339.60 | CHF 315.80 |
| 500 | CHF 332.40 | CHF 309.20 |
| 1'000 | CHF 309.70 | CHF 288.10 |
| 1'500 | CHF 283.20 | CHF 263.40 |
| 2'000 | CHF 256.00 | CHF 238.10 |
| 2'500 | CHF 220.40 | CHF 205.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 96.20 | CHF 89.50 |
| 300 | CHF 78.70 | CHF 73.20 |
| 600 | CHF 61.20 | CHF 57.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.