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rhenusana sanmed24 — Region 2, Bern

Region 2, Bern: the sanmed24 model from rhenusana costs CHF 607.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 607.40, sanmed24 is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, sanmed24 costs CHF 633.60 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 607.40CHF 564.90
500CHF 596.90CHF 555.20
1'000CHF 570.00CHF 530.10
1'500CHF 543.40CHF 505.40
2'000CHF 516.40CHF 480.30
2'500CHF 489.40CHF 455.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 461.70CHF 429.40
500CHF 452.70CHF 421.10
1'000CHF 430.20CHF 400.10
1'500CHF 407.70CHF 379.20
2'000CHF 384.70CHF 357.80
2'500CHF 362.20CHF 336.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 151.90CHF 141.30
300CHF 134.40CHF 125.00
600CHF 116.90CHF 108.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.