rhenusana sanmed24 — Region 2, Bern
Region 2, Bern: the sanmed24 model from rhenusana costs CHF 607.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 607.40, sanmed24 is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 633.60 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 607.40 | CHF 564.90 |
| 500 | CHF 596.90 | CHF 555.20 |
| 1'000 | CHF 570.00 | CHF 530.10 |
| 1'500 | CHF 543.40 | CHF 505.40 |
| 2'000 | CHF 516.40 | CHF 480.30 |
| 2'500 | CHF 489.40 | CHF 455.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 461.70 | CHF 429.40 |
| 500 | CHF 452.70 | CHF 421.10 |
| 1'000 | CHF 430.20 | CHF 400.10 |
| 1'500 | CHF 407.70 | CHF 379.20 |
| 2'000 | CHF 384.70 | CHF 357.80 |
| 2'500 | CHF 362.20 | CHF 336.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 151.90 | CHF 141.30 |
| 300 | CHF 134.40 | CHF 125.00 |
| 600 | CHF 116.90 | CHF 108.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.