rhenusana sanmed24 — Uri
Uri: the sanmed24 model from rhenusana costs CHF 484.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 484.30, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 505.20 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 484.30 | CHF 450.40 |
| 500 | CHF 473.80 | CHF 440.70 |
| 1'000 | CHF 446.80 | CHF 415.60 |
| 1'500 | CHF 420.30 | CHF 390.90 |
| 2'000 | CHF 393.30 | CHF 365.80 |
| 2'500 | CHF 366.30 | CHF 340.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 368.10 | CHF 342.30 |
| 500 | CHF 359.10 | CHF 334.00 |
| 1'000 | CHF 336.60 | CHF 313.10 |
| 1'500 | CHF 314.10 | CHF 292.20 |
| 2'000 | CHF 291.10 | CHF 270.80 |
| 2'500 | CHF 268.60 | CHF 249.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.10 | CHF 112.70 |
| 300 | CHF 103.60 | CHF 96.40 |
| 600 | CHF 86.10 | CHF 80.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.