rhenusana sanmed24 — Region 1, Grisons
Region 1, Grisons: the sanmed24 model from rhenusana costs CHF 510.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 510.00, sanmed24 is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 531.60 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 510.00 | CHF 474.30 |
| 500 | CHF 499.50 | CHF 464.60 |
| 1'000 | CHF 472.50 | CHF 439.50 |
| 1'500 | CHF 446.00 | CHF 414.80 |
| 2'000 | CHF 419.00 | CHF 389.70 |
| 2'500 | CHF 392.00 | CHF 364.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 392.20 | CHF 364.70 |
| 500 | CHF 383.20 | CHF 356.40 |
| 1'000 | CHF 360.70 | CHF 335.50 |
| 1'500 | CHF 338.20 | CHF 314.60 |
| 2'000 | CHF 315.20 | CHF 293.20 |
| 2'500 | CHF 292.70 | CHF 272.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.60 | CHF 118.70 |
| 300 | CHF 110.10 | CHF 102.40 |
| 600 | CHF 92.60 | CHF 86.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.