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rhenusana sanmed24 — Region 1, Grisons

Region 1, Grisons: the sanmed24 model from rhenusana costs CHF 510.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 510.00, sanmed24 is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, sanmed24 costs CHF 531.60 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 510.00CHF 474.30
500CHF 499.50CHF 464.60
1'000CHF 472.50CHF 439.50
1'500CHF 446.00CHF 414.80
2'000CHF 419.00CHF 389.70
2'500CHF 392.00CHF 364.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 392.20CHF 364.70
500CHF 383.20CHF 356.40
1'000CHF 360.70CHF 335.50
1'500CHF 338.20CHF 314.60
2'000CHF 315.20CHF 293.20
2'500CHF 292.70CHF 272.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 127.60CHF 118.70
300CHF 110.10CHF 102.40
600CHF 92.60CHF 86.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.