Combi Care or Tel Doc — Region 3, Zurich
Region 3, Zurich: with sana24, Combi Care costs CHF 497.70 a month in 2026 and Tel Doc CHF 497.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Combi Care and Tel Doc cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Combi Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Combi Care | Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 497.70 | CHF 497.70 | — |
| 500 | CHF 486.00 | CHF 486.00 | — |
| 1'000 | CHF 456.80 | CHF 456.80 | — |
| 1'500 | CHF 427.70 | CHF 427.70 | — |
| 2'000 | CHF 398.50 | CHF 398.50 | — |
| 2'500 | CHF 369.30 | CHF 369.30 | — |
The comparison, region by region
- Combi Care or Tel Doc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.