FAVORIT CASA or FAVORIT SANTE — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with SWICA, FAVORIT CASA costs CHF 470.50 a month in 2026 and FAVORIT SANTE CHF 459.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 127.20 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 470.50 | CHF 459.90 | CHF 127.20 |
| 500 | CHF 458.80 | CHF 448.30 | CHF 126.00 |
| 1'000 | CHF 435.00 | CHF 424.40 | CHF 127.20 |
| 1'500 | CHF 405.80 | CHF 395.20 | CHF 127.20 |
| 2'000 | CHF 376.60 | CHF 360.80 | CHF 189.60 |
| 2'500 | CHF 347.50 | CHF 331.60 | CHF 190.80 |
The comparison, region by region
- FAVORIT CASA or FAVORIT SANTE?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.