FAVORIT CASA or FAVORIT SANTE — Nidwalden

Nidwalden: with SWICA, FAVORIT CASA costs CHF 415.80 a month in 2026 and FAVORIT SANTE CHF 413.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 28.80 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.

The price at every deductible

Deductible	FAVORIT CASA	FAVORIT SANTE	Gap per year
300	CHF 415.80	CHF 413.40	CHF 28.80
500	CHF 404.20	CHF 401.80	CHF 28.80
1'000	CHF 379.80	CHF 377.40	CHF 28.80
1'500	CHF 350.60	CHF 348.20	CHF 28.80
2'000	CHF 321.40	CHF 314.30	CHF 85.20
2'500	CHF 292.30	CHF 285.10	CHF 86.40

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.

FAVORIT CASA or FAVORIT SANTE — Nidwalden

What you accept in each case

The price at every deductible

The comparison, region by region