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FAVORIT CASA or FAVORIT SANTE — Region 1, Fribourg

Region 1, Fribourg: with SWICA, FAVORIT CASA costs CHF 540.90 a month in 2026 and FAVORIT SANTE CHF 519.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 259.20 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT SANTEGap per year
300CHF 540.90CHF 519.30CHF 259.20
500CHF 529.20CHF 507.60CHF 259.20
1'000CHF 506.20CHF 484.60CHF 259.20
1'500CHF 477.10CHF 455.40CHF 260.40
2'000CHF 447.90CHF 420.10CHF 333.60
2'500CHF 418.70CHF 390.90CHF 333.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.