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FAVORIT CASA or FAVORIT SANTE — Region 3, Zurich

Region 3, Zurich: with SWICA, FAVORIT CASA costs CHF 490.60 a month in 2026 and FAVORIT SANTE CHF 467.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 277.20 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT SANTEGap per year
300CHF 490.60CHF 467.50CHF 277.20
500CHF 478.90CHF 455.80CHF 277.20
1'000CHF 455.20CHF 432.10CHF 277.20
1'500CHF 426.00CHF 402.90CHF 277.20
2'000CHF 396.80CHF 368.30CHF 342.00
2'500CHF 367.70CHF 339.10CHF 343.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.