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FAVORIT CASA or FAVORIT SANTE — Region 1, Zurich

Region 1, Zurich: with SWICA, FAVORIT CASA costs CHF 589.70 a month in 2026 and FAVORIT SANTE CHF 553.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 432.00 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT SANTEGap per year
300CHF 589.70CHF 553.70CHF 432.00
500CHF 578.00CHF 542.10CHF 430.80
1'000CHF 555.40CHF 519.40CHF 432.00
1'500CHF 526.20CHF 490.30CHF 430.80
2'000CHF 497.00CHF 454.60CHF 508.80
2'500CHF 467.90CHF 425.40CHF 510.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.