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FAVORIT CASA or FAVORIT SANTE — Region 2, Vaud

Region 2, Vaud: with SWICA, FAVORIT CASA costs CHF 618.20 a month in 2026 and FAVORIT SANTE CHF 558.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 712.80 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT SANTEGap per year
300CHF 618.20CHF 558.80CHF 712.80
500CHF 606.60CHF 547.20CHF 712.80
1'000CHF 584.40CHF 525.00CHF 712.80
1'500CHF 555.20CHF 495.80CHF 712.80
2'000CHF 526.00CHF 459.70CHF 795.60
2'500CHF 496.90CHF 430.50CHF 796.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.