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FAVORIT CASA or FAVORIT SANTE — Region 1, Bern

Region 1, Bern: with SWICA, FAVORIT CASA costs CHF 596.50 a month in 2026 and FAVORIT SANTE CHF 582.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 165.60 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT SANTEGap per year
300CHF 596.50CHF 582.70CHF 165.60
500CHF 584.90CHF 571.00CHF 166.80
1'000CHF 562.60CHF 548.80CHF 165.60
1'500CHF 533.50CHF 519.60CHF 166.80
2'000CHF 504.30CHF 483.50CHF 249.60
2'500CHF 475.10CHF 454.30CHF 249.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.