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FAVORIT CASA or FAVORIT SANTE — Region 1, Vaud

Region 1, Vaud: with SWICA, FAVORIT CASA costs CHF 643.40 a month in 2026 and FAVORIT SANTE CHF 581.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 741.60 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT SANTEGap per year
300CHF 643.40CHF 581.60CHF 741.60
500CHF 631.80CHF 570.00CHF 741.60
1'000CHF 609.90CHF 548.10CHF 741.60
1'500CHF 580.70CHF 518.90CHF 741.60
2'000CHF 551.50CHF 482.50CHF 828.00
2'500CHF 522.40CHF 453.30CHF 829.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.