Skip to content
Sophie

FAVORIT CASA or FAVORIT SANTE — Obwalden

Obwalden: with SWICA, FAVORIT CASA costs CHF 432.90 a month in 2026 and FAVORIT SANTE CHF 420.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 146.40 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT SANTEGap per year
300CHF 432.90CHF 420.70CHF 146.40
500CHF 421.20CHF 409.00CHF 146.40
1'000CHF 396.90CHF 384.70CHF 146.40
1'500CHF 367.70CHF 355.60CHF 145.20
2'000CHF 338.60CHF 321.50CHF 205.20
2'500CHF 309.40CHF 292.40CHF 204.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.