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FAVORIT CASA or FAVORIT SANTE — Region 2, Fribourg

Region 2, Fribourg: with SWICA, FAVORIT CASA costs CHF 512.40 a month in 2026 and FAVORIT SANTE CHF 492.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 240.00 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT SANTEGap per year
300CHF 512.40CHF 492.40CHF 240.00
500CHF 500.80CHF 480.70CHF 241.20
1'000CHF 477.30CHF 457.30CHF 240.00
1'500CHF 448.20CHF 428.10CHF 241.20
2'000CHF 419.00CHF 393.20CHF 309.60
2'500CHF 389.80CHF 364.10CHF 308.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.