FAVORIT CASA or FAVORIT SANTE — Region 2, St. Gallen
Region 2, St. Gallen: with SWICA, FAVORIT CASA costs CHF 476.70 a month in 2026 and FAVORIT SANTE CHF 451.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 303.60 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 476.70 | CHF 451.40 | CHF 303.60 |
| 500 | CHF 465.10 | CHF 439.80 | CHF 303.60 |
| 1'000 | CHF 441.20 | CHF 415.90 | CHF 303.60 |
| 1'500 | CHF 412.10 | CHF 386.80 | CHF 303.60 |
| 2'000 | CHF 382.90 | CHF 352.30 | CHF 367.20 |
| 2'500 | CHF 353.70 | CHF 323.10 | CHF 367.20 |
The comparison, region by region
- FAVORIT CASA or FAVORIT SANTE?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.