FAVORIT CASA or FAVORIT SANTE — Zug
Zug: with SWICA, FAVORIT CASA costs CHF 383.40 a month in 2026 and FAVORIT SANTE CHF 379.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 52.80 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 383.40 | CHF 379.00 | CHF 52.80 |
| 500 | CHF 371.70 | CHF 367.40 | CHF 51.60 |
| 1'000 | CHF 346.90 | CHF 342.50 | CHF 52.80 |
| 1'500 | CHF 317.70 | CHF 313.40 | CHF 51.60 |
| 2'000 | CHF 288.60 | CHF 279.90 | CHF 104.40 |
| 2'500 | CHF 259.40 | CHF 250.70 | CHF 104.40 |
The comparison, region by region
- FAVORIT CASA or FAVORIT SANTE?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.