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FAVORIT CASA or FAVORIT SANTE — Zug

Zug: with SWICA, FAVORIT CASA costs CHF 383.40 a month in 2026 and FAVORIT SANTE CHF 379.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 52.80 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT SANTEGap per year
300CHF 383.40CHF 379.00CHF 52.80
500CHF 371.70CHF 367.40CHF 51.60
1'000CHF 346.90CHF 342.50CHF 52.80
1'500CHF 317.70CHF 313.40CHF 51.60
2'000CHF 288.60CHF 279.90CHF 104.40
2'500CHF 259.40CHF 250.70CHF 104.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.