FAVORIT CASA or FAVORIT SANTE — Neuchâtel
Neuchâtel: with SWICA, FAVORIT CASA costs CHF 610.20 a month in 2026 and FAVORIT SANTE CHF 562.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 576.00 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 610.20 | CHF 562.20 | CHF 576.00 |
| 500 | CHF 598.60 | CHF 550.60 | CHF 576.00 |
| 1'000 | CHF 576.30 | CHF 528.30 | CHF 576.00 |
| 1'500 | CHF 547.10 | CHF 499.10 | CHF 576.00 |
| 2'000 | CHF 517.90 | CHF 463.10 | CHF 657.60 |
| 2'500 | CHF 488.80 | CHF 433.90 | CHF 658.80 |
The comparison, region by region
- FAVORIT CASA or FAVORIT SANTE?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.