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FAVORIT CASA or FAVORIT SANTE — Region 2, Bern

Region 2, Bern: with SWICA, FAVORIT CASA costs CHF 533.90 a month in 2026 and FAVORIT SANTE CHF 521.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 147.60 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT SANTEGap per year
300CHF 533.90CHF 521.60CHF 147.60
500CHF 522.20CHF 509.90CHF 147.60
1'000CHF 499.20CHF 486.90CHF 147.60
1'500CHF 470.00CHF 457.70CHF 147.60
2'000CHF 440.90CHF 422.40CHF 222.00
2'500CHF 411.70CHF 393.30CHF 220.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.