FAVORIT CASA or FAVORIT SANTE — Region 3, St. Gallen
Region 3, St. Gallen: with SWICA, FAVORIT CASA costs CHF 450.40 a month in 2026 and FAVORIT SANTE CHF 431.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 229.20 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 450.40 | CHF 431.30 | CHF 229.20 |
| 500 | CHF 438.80 | CHF 419.70 | CHF 229.20 |
| 1'000 | CHF 414.70 | CHF 395.60 | CHF 229.20 |
| 1'500 | CHF 385.50 | CHF 366.40 | CHF 229.20 |
| 2'000 | CHF 356.30 | CHF 332.20 | CHF 289.20 |
| 2'500 | CHF 327.20 | CHF 303.00 | CHF 290.40 |
The comparison, region by region
- FAVORIT CASA or FAVORIT SANTE?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.