Skip to content
Sophie

FAVORIT CASA or FAVORIT SANTE — Region 3, Bern

Region 3, Bern: with SWICA, FAVORIT CASA costs CHF 494.50 a month in 2026 and FAVORIT SANTE CHF 485.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 103.20 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT SANTEGap per year
300CHF 494.50CHF 485.90CHF 103.20
500CHF 482.80CHF 474.20CHF 103.20
1'000CHF 459.40CHF 450.80CHF 103.20
1'500CHF 430.20CHF 421.60CHF 103.20
2'000CHF 401.00CHF 386.70CHF 171.60
2'500CHF 371.90CHF 357.60CHF 171.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.