AMB in canton Appenzell Innerrhoden: twelve years of premiums
In canton Appenzell Innerrhoden, the lowest AMB premium went from CHF 320.00 a month in 2015 to CHF 356.10 in 2023 — a rise of +11.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 320.00 | CHF 236.30 | CHF 83.70 |
| 2016 | CHF 335.00 | CHF 249.50 | CHF 85.50 |
| 2017 | CHF 360.00 | CHF 272.50 | CHF 87.50 |
| 2018 | CHF 385.00 | CHF 282.40 | CHF 102.60 |
| 2019 | CHF 405.00 | CHF 280.20 | CHF 124.80 |
| 2020 | CHF 405.00 | CHF 285.90 | CHF 119.10 |
| 2021 | CHF 405.00 | CHF 272.10 | CHF 132.90 |
| 2022 | CHF 355.00 | CHF 278.10 | CHF 76.90 |
| 2023 | CHF 356.10 | CHF 310.60 | CHF 45.50 |
Faster or slower than the rest?
AMB rose +11.3 % over the period, against +31.4 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +7.5 % in one go. The premium did not move in 2020, 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.