AMB in canton Neuchâtel: twelve years of premiums
In canton Neuchâtel, the lowest AMB premium went from CHF 470.00 a month in 2015 to CHF 600.00 in 2023 — a rise of +27.7 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 470.00 | CHF 320.80 | CHF 149.20 |
| 2016 | CHF 490.00 | CHF 364.60 | CHF 125.40 |
| 2017 | CHF 515.00 | CHF 395.90 | CHF 119.10 |
| 2018 | CHF 575.00 | CHF 406.80 | CHF 168.20 |
| 2019 | CHF 625.00 | CHF 425.20 | CHF 199.80 |
| 2020 | CHF 625.00 | CHF 439.80 | CHF 185.20 |
| 2021 | CHF 625.00 | CHF 448.50 | CHF 176.50 |
| 2022 | CHF 600.00 | CHF 446.50 | CHF 153.50 |
| 2023 | CHF 600.00 | CHF 482.20 | CHF 117.80 |
Faster or slower than the rest?
AMB rose +27.7 % over the period, against +50.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +11.7 % in one go. The premium did not move in 2020, 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.