AMB in canton Nidwalden: twelve years of premiums
In canton Nidwalden, the lowest AMB premium went from CHF 320.00 a month in 2015 to CHF 398.50 in 2023 — a rise of +24.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 320.00 | CHF 233.00 | CHF 87.00 |
| 2016 | CHF 335.00 | CHF 245.60 | CHF 89.40 |
| 2017 | CHF 360.00 | CHF 273.10 | CHF 86.90 |
| 2018 | CHF 390.00 | CHF 287.20 | CHF 102.80 |
| 2019 | CHF 410.00 | CHF 298.50 | CHF 111.50 |
| 2020 | CHF 410.00 | CHF 301.20 | CHF 108.80 |
| 2021 | CHF 410.00 | CHF 310.80 | CHF 99.20 |
| 2022 | CHF 393.00 | CHF 319.30 | CHF 73.70 |
| 2023 | CHF 398.50 | CHF 336.20 | CHF 62.30 |
Faster or slower than the rest?
AMB rose +24.5 % over the period, against +44.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +8.3 % in one go. The premium did not move in 2020, 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.