AMB in canton Fribourg: twelve years of premiums
In canton Fribourg, the lowest AMB premium went from CHF 385.00 a month in 2015 to CHF 459.50 in 2023 — a rise of +19.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 385.00 | CHF 277.50 | CHF 107.50 |
| 2016 | CHF 400.00 | CHF 294.20 | CHF 105.80 |
| 2017 | CHF 425.00 | CHF 315.20 | CHF 109.80 |
| 2018 | CHF 463.00 | CHF 334.00 | CHF 129.00 |
| 2019 | CHF 483.00 | CHF 346.50 | CHF 136.50 |
| 2020 | CHF 483.00 | CHF 351.50 | CHF 131.50 |
| 2021 | CHF 483.00 | CHF 357.60 | CHF 125.40 |
| 2022 | CHF 459.50 | CHF 362.80 | CHF 96.70 |
| 2023 | CHF 459.50 | CHF 381.70 | CHF 77.80 |
Faster or slower than the rest?
AMB rose +19.4 % over the period, against +37.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +8.9 % in one go. The premium did not move in 2020, 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Fribourg, canton by canton
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.