AMB in canton Vaud: twelve years of premiums
In canton Vaud, the lowest AMB premium went from CHF 490.00 a month in 2015 to CHF 566.50 in 2023 — a rise of +15.6 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 490.00 | CHF 327.80 | CHF 162.20 |
| 2016 | CHF 510.00 | CHF 340.00 | CHF 170.00 |
| 2017 | CHF 535.00 | CHF 364.30 | CHF 170.70 |
| 2018 | CHF 579.00 | CHF 391.80 | CHF 187.20 |
| 2019 | CHF 599.00 | CHF 422.60 | CHF 176.40 |
| 2020 | CHF 599.00 | CHF 415.00 | CHF 184.00 |
| 2021 | CHF 599.00 | CHF 406.50 | CHF 192.50 |
| 2022 | CHF 566.50 | CHF 407.00 | CHF 159.50 |
| 2023 | CHF 566.50 | CHF 424.20 | CHF 142.30 |
Faster or slower than the rest?
AMB rose +15.6 % over the period, against +29.4 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +8.2 % in one go. The premium did not move in 2020, 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vaud, canton by canton
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.