AMB in canton Zurich: twelve years of premiums
In canton Zurich, the lowest AMB premium went from CHF 380.00 a month in 2015 to CHF 438.50 in 2023 — a rise of +15.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 380.00 | CHF 240.00 | CHF 140.00 |
| 2016 | CHF 395.00 | CHF 250.00 | CHF 145.00 |
| 2017 | CHF 420.00 | CHF 255.00 | CHF 165.00 |
| 2018 | CHF 459.00 | CHF 260.00 | CHF 199.00 |
| 2019 | CHF 479.00 | CHF 346.00 | CHF 133.00 |
| 2020 | CHF 479.00 | CHF 343.30 | CHF 135.70 |
| 2021 | CHF 479.00 | CHF 347.20 | CHF 131.80 |
| 2022 | CHF 438.50 | CHF 343.90 | CHF 94.60 |
| 2023 | CHF 438.50 | CHF 358.60 | CHF 79.90 |
Faster or slower than the rest?
AMB rose +15.4 % over the period, against +49.4 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +9.3 % in one go. The premium did not move in 2020, 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Zurich, canton by canton
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.