AMB in canton Obwalden: twelve years of premiums
In canton Obwalden, the lowest AMB premium went from CHF 350.00 a month in 2015 to CHF 407.60 in 2023 — a rise of +16.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 350.00 | CHF 237.90 | CHF 112.10 |
| 2016 | CHF 365.00 | CHF 237.90 | CHF 127.10 |
| 2017 | CHF 390.00 | CHF 284.70 | CHF 105.30 |
| 2018 | CHF 408.00 | CHF 302.50 | CHF 105.50 |
| 2019 | CHF 428.00 | CHF 316.30 | CHF 111.70 |
| 2020 | CHF 428.00 | CHF 314.50 | CHF 113.50 |
| 2021 | CHF 428.00 | CHF 294.00 | CHF 134.00 |
| 2022 | CHF 404.00 | CHF 320.00 | CHF 84.00 |
| 2023 | CHF 407.60 | CHF 320.00 | CHF 87.60 |
Faster or slower than the rest?
AMB rose +16.5 % over the period, against +34.5 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +6.9 % in one go. The premium did not move in 2020, 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.