AMB in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest AMB premium went from CHF 350.00 a month in 2015 to CHF 423.80 in 2023 — a rise of +21.1 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 350.00 | CHF 247.00 | CHF 103.00 |
| 2016 | CHF 370.00 | CHF 257.00 | CHF 113.00 |
| 2017 | CHF 395.00 | CHF 292.90 | CHF 102.10 |
| 2018 | CHF 413.00 | CHF 311.00 | CHF 102.00 |
| 2019 | CHF 433.00 | CHF 331.20 | CHF 101.80 |
| 2020 | CHF 433.00 | CHF 333.50 | CHF 99.50 |
| 2021 | CHF 433.00 | CHF 331.20 | CHF 101.80 |
| 2022 | CHF 421.20 | CHF 332.90 | CHF 88.30 |
| 2023 | CHF 423.80 | CHF 343.90 | CHF 79.90 |
Faster or slower than the rest?
AMB rose +21.1 % over the period, against +39.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +6.8 % in one go. The premium did not move in 2020, 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.