AMB in canton Bern: twelve years of premiums
In canton Bern, the lowest AMB premium went from CHF 410.00 a month in 2015 to CHF 481.10 in 2023 — a rise of +17.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 410.00 | CHF 298.10 | CHF 111.90 |
| 2016 | CHF 430.00 | CHF 319.60 | CHF 110.40 |
| 2017 | CHF 455.00 | CHF 334.70 | CHF 120.30 |
| 2018 | CHF 491.00 | CHF 343.80 | CHF 147.20 |
| 2019 | CHF 511.00 | CHF 363.50 | CHF 147.50 |
| 2020 | CHF 511.00 | CHF 371.20 | CHF 139.80 |
| 2021 | CHF 511.00 | CHF 368.50 | CHF 142.50 |
| 2022 | CHF 481.10 | CHF 369.00 | CHF 112.10 |
| 2023 | CHF 481.10 | CHF 376.00 | CHF 105.10 |
Faster or slower than the rest?
AMB rose +17.3 % over the period, against +26.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +7.9 % in one go. The premium did not move in 2020, 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.