AMB in canton Schaffhausen: twelve years of premiums
In canton Schaffhausen, the lowest AMB premium went from CHF 390.00 a month in 2015 to CHF 452.20 in 2023 — a rise of +16.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 390.00 | CHF 283.80 | CHF 106.20 |
| 2016 | CHF 410.00 | CHF 289.60 | CHF 120.40 |
| 2017 | CHF 435.00 | CHF 324.80 | CHF 110.20 |
| 2018 | CHF 455.00 | CHF 324.20 | CHF 130.80 |
| 2019 | CHF 475.00 | CHF 354.30 | CHF 120.70 |
| 2020 | CHF 475.00 | CHF 359.30 | CHF 115.70 |
| 2021 | CHF 475.00 | CHF 339.30 | CHF 135.70 |
| 2022 | CHF 448.40 | CHF 354.40 | CHF 94.00 |
| 2023 | CHF 452.20 | CHF 384.60 | CHF 67.60 |
Faster or slower than the rest?
AMB rose +16.0 % over the period, against +35.5 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +6.1 % in one go. The premium did not move in 2020, 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Schaffhausen, canton by canton
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.