KPT — Region 1, Grisons: twelve years of premiums
Region 1, Grisons: the lowest KPT premium went from CHF 289.70 a month in 2015 to CHF 460.80 in 2026 — a rise of +59.1 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 289.70 | CHF 268.00 | CHF 21.70 |
| 2016 | CHF 314.70 | CHF 264.00 | CHF 50.70 |
| 2017 | CHF 366.30 | CHF 296.00 | CHF 70.30 |
| 2018 | CHF 361.70 | CHF 326.50 | CHF 35.20 |
| 2019 | CHF 361.70 | CHF 349.90 | CHF 11.80 |
| 2020 | CHF 373.70 | CHF 356.40 | CHF 17.30 |
| 2021 | CHF 346.50 | CHF 346.50 | — |
| 2022 | CHF 346.50 | CHF 346.50 | — |
| 2023 | CHF 357.70 | CHF 357.70 | — |
| 2024 | CHF 405.90 | CHF 402.40 | CHF 3.50 |
| 2025 | CHF 449.90 | CHF 430.60 | CHF 19.30 |
| 2026 | CHF 460.80 | CHF 453.60 | CHF 7.20 |
Faster or slower than the rest?
KPT rose +59.1 % over the period, against +69.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +16.4 % in one go. The premium did not move in 2019, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.