KPT — Region 3, Grisons: twelve years of premiums
Region 3, Grisons: the lowest KPT premium went from CHF 282.50 a month in 2015 to CHF 460.00 in 2026 — a rise of +62.8 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 282.50 | CHF 227.80 | CHF 54.70 |
| 2016 | CHF 307.20 | CHF 237.30 | CHF 69.90 |
| 2017 | CHF 358.00 | CHF 274.55 | CHF 83.45 |
| 2018 | CHF 352.90 | CHF 277.60 | CHF 75.30 |
| 2019 | CHF 352.90 | CHF 305.20 | CHF 47.70 |
| 2020 | CHF 364.90 | CHF 315.90 | CHF 49.00 |
| 2021 | CHF 355.30 | CHF 321.10 | CHF 34.20 |
| 2022 | CHF 346.60 | CHF 320.50 | CHF 26.10 |
| 2023 | CHF 352.70 | CHF 322.00 | CHF 30.70 |
| 2024 | CHF 386.80 | CHF 347.00 | CHF 39.80 |
| 2025 | CHF 433.40 | CHF 388.00 | CHF 45.40 |
| 2026 | CHF 460.00 | CHF 404.70 | CHF 55.30 |
Faster or slower than the rest?
KPT rose +62.8 % over the period, against +77.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +16.5 % in one go. The premium did not move in 2019.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.