ÖKK — Region 1, Bern: twelve years of premiums
Region 1, Bern: the lowest ÖKK premium went from CHF 396.10 a month in 2015 to CHF 585.20 in 2026 — a rise of +47.7 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 396.10 | CHF 354.00 | CHF 42.10 |
| 2016 | CHF 416.50 | CHF 366.40 | CHF 50.10 |
| 2017 | CHF 431.00 | CHF 390.70 | CHF 40.30 |
| 2018 | CHF 452.20 | CHF 401.60 | CHF 50.60 |
| 2019 | CHF 465.00 | CHF 437.20 | CHF 27.80 |
| 2020 | CHF 475.90 | CHF 443.70 | CHF 32.20 |
| 2021 | CHF 475.90 | CHF 437.60 | CHF 38.30 |
| 2022 | CHF 459.40 | CHF 441.00 | CHF 18.40 |
| 2023 | CHF 492.50 | CHF 462.40 | CHF 30.10 |
| 2024 | CHF 546.10 | CHF 504.10 | CHF 42.00 |
| 2025 | CHF 559.00 | CHF 519.80 | CHF 39.20 |
| 2026 | CHF 585.20 | CHF 540.10 | CHF 45.10 |
Faster or slower than the rest?
ÖKK rose +47.7 % over the period, against +52.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +10.9 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.