ÖKK — Region 1, Grisons: twelve years of premiums
Region 1, Grisons: the lowest ÖKK premium went from CHF 312.40 a month in 2015 to CHF 463.50 in 2026 — a rise of +48.4 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 312.40 | CHF 268.00 | CHF 44.40 |
| 2016 | CHF 327.30 | CHF 264.00 | CHF 63.30 |
| 2017 | CHF 343.90 | CHF 296.00 | CHF 47.90 |
| 2018 | CHF 359.70 | CHF 326.50 | CHF 33.20 |
| 2019 | CHF 375.40 | CHF 349.90 | CHF 25.50 |
| 2020 | CHF 378.00 | CHF 356.40 | CHF 21.60 |
| 2021 | CHF 388.80 | CHF 346.50 | CHF 42.30 |
| 2022 | CHF 379.80 | CHF 346.50 | CHF 33.30 |
| 2023 | CHF 405.90 | CHF 357.70 | CHF 48.20 |
| 2024 | CHF 436.50 | CHF 402.40 | CHF 34.10 |
| 2025 | CHF 445.50 | CHF 430.60 | CHF 14.90 |
| 2026 | CHF 463.50 | CHF 453.60 | CHF 9.90 |
Faster or slower than the rest?
ÖKK rose +48.4 % over the period, against +69.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +7.5 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.