Vivao Sympany in canton Neuchâtel: twelve years of premiums
In canton Neuchâtel, the lowest Vivao Sympany premium went from CHF 376.60 a month in 2015 to CHF 690.80 in 2026 — a rise of +83.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 376.60 | CHF 320.80 | CHF 55.80 |
| 2016 | CHF 411.30 | CHF 364.60 | CHF 46.70 |
| 2017 | CHF 434.80 | CHF 395.90 | CHF 38.90 |
| 2018 | CHF 464.60 | CHF 406.80 | CHF 57.80 |
| 2019 | CHF 499.30 | CHF 425.20 | CHF 74.10 |
| 2020 | CHF 499.30 | CHF 439.80 | CHF 59.50 |
| 2021 | CHF 514.50 | CHF 448.50 | CHF 66.00 |
| 2022 | CHF 500.70 | CHF 446.50 | CHF 54.20 |
| 2023 | CHF 541.00 | CHF 482.20 | CHF 58.80 |
| 2024 | CHF 622.50 | CHF 525.40 | CHF 97.10 |
| 2025 | CHF 595.20 | CHF 523.10 | CHF 72.10 |
| 2026 | CHF 690.80 | CHF 554.20 | CHF 136.60 |
Faster or slower than the rest?
Vivao Sympany rose +83.4 % over the period, against +72.8 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2026: +16.1 % in one go. The premium did not move in 2020.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.