Vivao Sympany in canton Thurgau: twelve years of premiums
In canton Thurgau, the lowest Vivao Sympany premium went from CHF 313.30 a month in 2015 to CHF 470.80 in 2026 — a rise of +50.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 313.30 | CHF 276.90 | CHF 36.40 |
| 2016 | CHF 332.10 | CHF 294.10 | CHF 38.00 |
| 2017 | CHF 342.70 | CHF 294.10 | CHF 48.60 |
| 2018 | CHF 335.40 | CHF 330.90 | CHF 4.50 |
| 2019 | CHF 342.80 | CHF 342.80 | — |
| 2020 | CHF 349.50 | CHF 345.50 | CHF 4.00 |
| 2021 | CHF 362.90 | CHF 343.50 | CHF 19.40 |
| 2022 | CHF 359.60 | CHF 343.50 | CHF 16.10 |
| 2023 | CHF 384.80 | CHF 377.70 | CHF 7.10 |
| 2024 | CHF 425.10 | CHF 385.20 | CHF 39.90 |
| 2025 | CHF 450.60 | CHF 400.60 | CHF 50.00 |
| 2026 | CHF 470.80 | CHF 429.70 | CHF 41.10 |
Faster or slower than the rest?
Vivao Sympany rose +50.3 % over the period, against +55.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +10.5 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.