Vivao Sympany in canton Bern: twelve years of premiums
In canton Bern, the lowest Vivao Sympany premium went from CHF 338.30 a month in 2015 to CHF 513.10 in 2026 — a rise of +51.7 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 338.30 | CHF 298.10 | CHF 40.20 |
| 2016 | CHF 373.70 | CHF 319.60 | CHF 54.10 |
| 2017 | CHF 382.20 | CHF 334.70 | CHF 47.50 |
| 2018 | CHF 393.20 | CHF 343.80 | CHF 49.40 |
| 2019 | CHF 400.70 | CHF 363.50 | CHF 37.20 |
| 2020 | CHF 411.60 | CHF 371.20 | CHF 40.40 |
| 2021 | CHF 418.90 | CHF 368.50 | CHF 50.40 |
| 2022 | CHF 412.80 | CHF 369.00 | CHF 43.80 |
| 2023 | CHF 433.50 | CHF 376.00 | CHF 57.50 |
| 2024 | CHF 461.00 | CHF 403.20 | CHF 57.80 |
| 2025 | CHF 480.80 | CHF 421.30 | CHF 59.50 |
| 2026 | CHF 513.10 | CHF 447.50 | CHF 65.60 |
Faster or slower than the rest?
Vivao Sympany rose +51.7 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2016: +10.5 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.