Vivao Sympany in canton Schaffhausen: twelve years of premiums
In canton Schaffhausen, the lowest Vivao Sympany premium went from CHF 331.70 a month in 2015 to CHF 498.10 in 2026 — a rise of +50.2 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 331.70 | CHF 283.80 | CHF 47.90 |
| 2016 | CHF 342.20 | CHF 289.60 | CHF 52.60 |
| 2017 | CHF 350.70 | CHF 324.80 | CHF 25.90 |
| 2018 | CHF 350.30 | CHF 324.20 | CHF 26.10 |
| 2019 | CHF 357.90 | CHF 354.30 | CHF 3.60 |
| 2020 | CHF 372.20 | CHF 359.30 | CHF 12.90 |
| 2021 | CHF 386.80 | CHF 339.30 | CHF 47.50 |
| 2022 | CHF 386.80 | CHF 354.40 | CHF 32.40 |
| 2023 | CHF 414.00 | CHF 384.60 | CHF 29.40 |
| 2024 | CHF 478.40 | CHF 383.40 | CHF 95.00 |
| 2025 | CHF 484.60 | CHF 410.30 | CHF 74.30 |
| 2026 | CHF 498.10 | CHF 433.80 | CHF 64.30 |
Faster or slower than the rest?
Vivao Sympany rose +50.2 % over the period, against +52.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +15.6 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Schaffhausen, canton by canton
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.