Vivao Sympany in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest Vivao Sympany premium went from CHF 301.20 a month in 2015 to CHF 448.90 in 2026 — a rise of +49.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 301.20 | CHF 247.00 | CHF 54.20 |
| 2016 | CHF 322.60 | CHF 257.00 | CHF 65.60 |
| 2017 | CHF 342.60 | CHF 292.90 | CHF 49.70 |
| 2018 | CHF 354.50 | CHF 311.00 | CHF 43.50 |
| 2019 | CHF 368.80 | CHF 331.20 | CHF 37.60 |
| 2020 | CHF 372.20 | CHF 333.50 | CHF 38.70 |
| 2021 | CHF 382.20 | CHF 331.20 | CHF 51.00 |
| 2022 | CHF 362.10 | CHF 332.90 | CHF 29.20 |
| 2023 | CHF 382.20 | CHF 343.90 | CHF 38.30 |
| 2024 | CHF 423.30 | CHF 366.90 | CHF 56.40 |
| 2025 | CHF 434.40 | CHF 381.60 | CHF 52.80 |
| 2026 | CHF 448.90 | CHF 401.60 | CHF 47.30 |
Faster or slower than the rest?
Vivao Sympany rose +49.0 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +10.8 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.