Vivao Sympany in canton Vaud: twelve years of premiums
In canton Vaud, the lowest Vivao Sympany premium went from CHF 459.40 a month in 2015 to CHF 564.40 in 2026 — a rise of +22.9 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 459.40 | CHF 327.80 | CHF 131.60 |
| 2016 | CHF 483.00 | CHF 340.00 | CHF 143.00 |
| 2017 | CHF 495.10 | CHF 364.30 | CHF 130.80 |
| 2018 | CHF 508.10 | CHF 391.80 | CHF 116.30 |
| 2019 | CHF 513.30 | CHF 422.60 | CHF 90.70 |
| 2020 | CHF 462.00 | CHF 415.00 | CHF 47.00 |
| 2021 | CHF 463.60 | CHF 406.50 | CHF 57.10 |
| 2022 | CHF 462.90 | CHF 407.00 | CHF 55.90 |
| 2023 | CHF 480.50 | CHF 424.20 | CHF 56.30 |
| 2024 | CHF 520.60 | CHF 488.50 | CHF 32.10 |
| 2025 | CHF 545.90 | CHF 501.60 | CHF 44.30 |
| 2026 | CHF 564.40 | CHF 537.30 | CHF 27.10 |
Faster or slower than the rest?
Vivao Sympany rose +22.9 % over the period, against +63.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +8.4 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vaud, canton by canton
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.