Vivao Sympany in canton Zug: twelve years of premiums
In canton Zug, the lowest Vivao Sympany premium went from CHF 289.90 a month in 2015 to CHF 345.00 in 2026 — a rise of +19.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 289.90 | CHF 267.80 | CHF 22.10 |
| 2016 | CHF 306.00 | CHF 274.70 | CHF 31.30 |
| 2017 | CHF 315.40 | CHF 293.10 | CHF 22.30 |
| 2018 | CHF 323.90 | CHF 310.40 | CHF 13.50 |
| 2019 | CHF 330.70 | CHF 318.40 | CHF 12.30 |
| 2020 | CHF 342.60 | CHF 324.20 | CHF 18.40 |
| 2021 | CHF 342.60 | CHF 324.30 | CHF 18.30 |
| 2022 | CHF 326.40 | CHF 325.40 | CHF 1.00 |
| 2023 | CHF 338.30 | CHF 338.30 | — |
| 2024 | CHF 382.40 | CHF 360.50 | CHF 21.90 |
| 2025 | CHF 392.40 | CHF 364.00 | CHF 28.40 |
| 2026 | CHF 345.00 | CHF 335.10 | CHF 9.90 |
Faster or slower than the rest?
Vivao Sympany rose +19.0 % over the period, against +25.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +13.0 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.