Vivao Sympany in canton Grisons: twelve years of premiums
In canton Grisons, the lowest Vivao Sympany premium went from CHF 350.10 a month in 2015 to CHF 429.00 in 2026 — a rise of +22.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 350.10 | CHF 227.80 | CHF 122.30 |
| 2016 | CHF 366.30 | CHF 237.30 | CHF 129.00 |
| 2017 | CHF 379.40 | CHF 274.55 | CHF 104.85 |
| 2018 | CHF 391.50 | CHF 277.60 | CHF 113.90 |
| 2019 | CHF 395.90 | CHF 305.20 | CHF 90.70 |
| 2020 | CHF 388.10 | CHF 315.90 | CHF 72.20 |
| 2021 | CHF 400.20 | CHF 321.10 | CHF 79.10 |
| 2022 | CHF 386.40 | CHF 320.50 | CHF 65.90 |
| 2023 | CHF 392.30 | CHF 322.00 | CHF 70.30 |
| 2024 | CHF 402.40 | CHF 347.00 | CHF 55.40 |
| 2025 | CHF 410.60 | CHF 388.00 | CHF 22.60 |
| 2026 | CHF 429.00 | CHF 404.70 | CHF 24.30 |
Faster or slower than the rest?
Vivao Sympany rose +22.5 % over the period, against +77.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +4.6 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Grisons, canton by canton
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.