Vivao Sympany in canton Zurich: twelve years of premiums
In canton Zurich, the lowest Vivao Sympany premium went from CHF 314.40 a month in 2015 to CHF 497.20 in 2026 — a rise of +58.1 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 314.40 | CHF 240.00 | CHF 74.40 |
| 2016 | CHF 329.20 | CHF 250.00 | CHF 79.20 |
| 2017 | CHF 352.80 | CHF 255.00 | CHF 97.80 |
| 2018 | CHF 378.90 | CHF 260.00 | CHF 118.90 |
| 2019 | CHF 387.70 | CHF 346.00 | CHF 41.70 |
| 2020 | CHF 390.60 | CHF 343.30 | CHF 47.30 |
| 2021 | CHF 384.80 | CHF 347.20 | CHF 37.60 |
| 2022 | CHF 384.80 | CHF 343.90 | CHF 40.90 |
| 2023 | CHF 406.60 | CHF 358.60 | CHF 48.00 |
| 2024 | CHF 456.50 | CHF 379.90 | CHF 76.60 |
| 2025 | CHF 480.60 | CHF 398.80 | CHF 81.80 |
| 2026 | CHF 497.20 | CHF 427.80 | CHF 69.40 |
Faster or slower than the rest?
Vivao Sympany rose +58.1 % over the period, against +78.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +12.3 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Zurich, canton by canton
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.