CHF 1'000 deductible in Region 1 of canton Schaffhausen
At a CHF 1'000 deductible, 23 insurers offer a premium in Region 1 of canton Schaffhausen. The lowest is CHF 439.50 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 480.30, the CHF 1'000 deductible saves CHF 489.60 a year on the premium.
What it risks
In exchange you must cover CHF 700 more yourself before the insurance steps in. The tipping point is CHF 789.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 1'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | ÖKK | CHF 439.50 | View |
| 2 | Helsana | CHF 445.50 | View |
| 3 | Assura-Basis | CHF 451.20 | View |
| 4 | Aquilana | CHF 456.40 | View |
| 5 | Galenos | CHF 459.00 | View |
| 6 | Visana | CHF 460.00 | View |
| 7 | CONCORDIA | CHF 461.50 | View |
| 8 | KPT | CHF 462.80 | View |
| 9 | Vivao Sympany | CHF 465.20 | View |
| 10 | Agrisano | CHF 467.30 | View |
| 11 | Atupri | CHF 475.30 | View |
| 12 | EGK | CHF 476.20 | View |
| 13 | SWICA | CHF 476.20 | View |
| 14 | Sanitas | CHF 481.90 | View |
| 15 | Sumiswalder | CHF 483.50 | View |
| 16 | Philos | CHF 492.20 | View |
| 17 | CSS | CHF 494.30 | View |
| 18 | SLKK | CHF 494.80 | View |
| 19 | sana24 | CHF 499.70 | View |
| 20 | rhenusana | CHF 504.80 | View |
| 21 | Mutuel | CHF 514.70 | View |
| 22 | Avenir | CHF 528.40 | View |
| 23 | vita surselva | CHF 558.35 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.