CHF 1'500 deductible in Region 1 of canton Schaffhausen
At a CHF 1'500 deductible, 23 insurers offer a premium in Region 1 of canton Schaffhausen. The lowest is CHF 410.30 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 480.30, the CHF 1'500 deductible saves CHF 840.00 a year on the premium.
What it risks
In exchange you must cover CHF 1'200 more yourself before the insurance steps in. The tipping point is CHF 1'140.00 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 1'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | ÖKK | CHF 410.30 | View |
| 2 | Helsana | CHF 416.30 | View |
| 3 | Assura-Basis | CHF 422.00 | View |
| 4 | Galenos | CHF 429.90 | View |
| 5 | Visana | CHF 430.80 | View |
| 6 | Aquilana | CHF 431.10 | View |
| 7 | CONCORDIA | CHF 432.30 | View |
| 8 | KPT | CHF 433.60 | View |
| 9 | Vivao Sympany | CHF 436.00 | View |
| 10 | Agrisano | CHF 440.90 | View |
| 11 | Atupri | CHF 446.10 | View |
| 12 | EGK | CHF 447.00 | View |
| 13 | SWICA | CHF 447.00 | View |
| 14 | Sanitas | CHF 452.70 | View |
| 15 | Sumiswalder | CHF 456.70 | View |
| 16 | Philos | CHF 462.70 | View |
| 17 | CSS | CHF 465.10 | View |
| 18 | SLKK | CHF 469.10 | View |
| 19 | sana24 | CHF 470.60 | View |
| 20 | rhenusana | CHF 478.30 | View |
| 21 | Mutuel | CHF 485.20 | View |
| 22 | Avenir | CHF 498.90 | View |
| 23 | vita surselva | CHF 528.65 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.