CHF 2'500 deductible in Region 1 of canton Schaffhausen
At a CHF 2'500 deductible, 23 insurers offer a premium in Region 1 of canton Schaffhausen. The lowest is CHF 358.00 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 480.30, the CHF 2'500 deductible saves CHF 1'467.60 a year on the premium.
What it risks
In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'767.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Helsana | CHF 358.00 | View |
| 2 | ÖKK | CHF 360.30 | View |
| 3 | Assura-Basis | CHF 363.70 | View |
| 4 | Aquilana | CHF 371.50 | View |
| 5 | Galenos | CHF 371.50 | View |
| 6 | Visana | CHF 372.50 | View |
| 7 | CONCORDIA | CHF 374.00 | View |
| 8 | KPT | CHF 375.30 | View |
| 9 | Vivao Sympany | CHF 377.70 | View |
| 10 | SWICA | CHF 382.70 | View |
| 11 | Atupri | CHF 387.80 | View |
| 12 | Agrisano | CHF 388.20 | View |
| 13 | EGK | CHF 388.70 | View |
| 14 | Sanitas | CHF 394.40 | View |
| 15 | Sumiswalder | CHF 403.10 | View |
| 16 | Philos | CHF 404.70 | View |
| 17 | CSS | CHF 406.80 | View |
| 18 | sana24 | CHF 412.20 | View |
| 19 | SLKK | CHF 417.80 | View |
| 20 | rhenusana | CHF 424.30 | View |
| 21 | Mutuel | CHF 427.20 | View |
| 22 | Avenir | CHF 440.90 | View |
| 23 | vita surselva | CHF 469.25 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.