Free choice of doctor with a CHF 300 deductible in Region 1 of canton Schaffhausen
23 insurers offer a Free choice of doctor with a CHF 300 deductible in Region 1. The lowest premium is CHF 552.00 a month for an adult, accident cover included.
Where the saving comes from
The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.
What the deductible risks
This is the minimum deductible: no extra risk compared with the reference.
The insurers, cheapest to dearest
23 insurers offer this combination in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | ÖKK | Grundversicherung | CHF 552.00 | View |
| 2 | Agrisano | Grundversicherung | CHF 557.20 | View |
| 3 | Assura-Basis | Grundversicherung | CHF 559.00 | View |
| 4 | Helsana | Grundversicherung | CHF 559.00 | View |
| 5 | Aquilana | Grundversicherung | CHF 565.20 | View |
| 6 | Sumiswalder | Grundversicherung | CHF 566.40 | View |
| 7 | Vivao Sympany | Grundversicherung | CHF 575.00 | View |
| 8 | CONCORDIA | Grundversicherung | CHF 577.30 | View |
| 9 | EGK | Grundversicherung | CHF 577.60 | View |
| 10 | Atupri | Grundversicherung | CHF 586.50 | View |
| 11 | vita surselva | Grundversicherung | CHF 594.00 | View |
| 12 | KPT | Grundversicherung | CHF 597.40 | View |
| 13 | Galenos | Grundversicherung | CHF 599.30 | View |
| 14 | Sanitas | Grundversicherung | CHF 600.80 | View |
| 15 | SWICA | Grundversicherung | CHF 601.10 | View |
| 16 | SLKK | Grundversicherung | CHF 603.10 | View |
| 17 | Visana | Grundversicherung | CHF 603.30 | View |
| 18 | rhenusana | Grundversicherung | CHF 609.30 | View |
| 19 | CSS | Grundversicherung | CHF 615.00 | View |
| 20 | Philos | Grundversicherung | CHF 623.00 | View |
| 21 | sana24 | Grundversicherung | CHF 628.50 | View |
| 22 | Mutuel | Grundversicherung | CHF 630.90 | View |
| 23 | Avenir | Grundversicherung | CHF 650.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.